We offer a BRIDGE LOAN that allows you to use the equity in your current home for a down payment on a new home, cash-to-close, and debt consolidation!

  • Loans up to $1 million; no minimum loan amount
  • Properties Eligible: Primary residence, detached or attached planned unit development (PUD), and warrantable condominiums
  • Cash-Out Refinance allowed on first mortgage to:
  • Pay off outstanding liens on current property
  • Pay off debt
  • Take equity out to purchase a new primary residence
  • Bridge loan terms: 12 months*
  • Borrow up to 80% of your home’s value when listed for sale and 89.99% when under contract. (up to 80% for California properties)

Advantages Of A Bridge Loan

  • Buying power for a new home without selling your home first.
  • Use your equity to pay off or pay down debt to qualify for your new home mortgage.
  • Get top dollar for your current home and avoid accepting lower offers.
  • Move into your new home and only carry one mortgage until your home sells.